Section 3
of Motor Vehicles Insurance (Third Party Risks) Act
Section 3
(1)
Subject to the provisions of this Act, it shall not be lawful for any person to use on a road, or to cause or permit any other person to use on a road, a motor vehicle unless there is in force in relation to the user of the motor vehicle by that person or that other person, as the case may be, such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this Act.
(2)
If a person acts in contravention of this section, he is guilty of an offence and liable on conviction to a fine of $10,000 and imprisonment for 12 months, and a person convicted of an offence under this section shall, unless the court for special reasons thinks fit to order otherwise and without prejudice to the power of the court to order a longer period of disqualification, be disqualified from holding or obtaining a driving licence under the Road Traffic Act (Chapter 68), for a period of 12 months from the date of the conviction.
[S 28/1998]
(3)
For the purposes of the Road Traffic Act (Chapter 68) —
(a)
a person convicted under this section is deemed to be convicted of an offence in connection with the driving of a motor vehicle; and
(b)
a person disqualified by virtue of a conviction under this section or of an order made thereunder from holding or obtaining a driving licence is deemed to be disqualified by virtue of a conviction or order under that Act.
(4)
Notwithstanding any written law prescribing a time within which proceedings may be brought before a court, proceedings for an offence under this section may be brought —
(a)
within a period of 6 months from the date of the commission of the alleged offence; or
Motor Vehicles Insurance
(Third Party Risks)
B.L.R.O. 3/2014 5
(b)
within a period which exceeds neither 3 months from the date on which it came to the knowledge of the prosecutor that the offence had been committed nor one year from the date of the commission of the offence, whichever period is the longer.
(5)
This section does not apply to —
(a)
a vehicle owned by the Government upon any occasion upon which such vehicle is being used by a person authorised by the
Government to use the vehicle on such occasion;
(b)
a vehicle owned by a person who has deposited and keeps deposited with the State Financial Officer such sum as the Authority may direct, at any time when the vehicle is being driven by the owner or by a servant of the owner in the course of his employment or is otherwise subject to the control of the owner; or
(c)
any vehicle at any time when it is being driven for police purposes by or under the direction of a police constable or by a person employed by the Commissioner of Police.
Requirements in respect of policies.