Section 86
Section 86
(1)
A person who has at any time been authorised as its agent by an insurer and who solicits or negotiates a contract of insurance in such capacity shall in every such instance be deemed for the purpose of the formation of the contract to be the agent of the insurer, and the knowledge of such person relating to any matter relevant to the acceptance of the risk by the insurer shall be deemed to be the knowledge of the insurer.
(2)
Any statement made or any act done by any such person in his representative capacity shall be deemed, for the purpose of the formation of the contract, to be a statement made or act done by the insurer, notwithstanding any contravention of section 37 or of any other provision of this Order by such person.
(3)
This section shall not apply –
(a)
where there is collusion or connivance between such person and the proposer in the formation of the contract; or
(b)
where such person has ceased to be its agent, and the insurer has taken all reasonable steps to inform or bring to the knowledge of potential policy owners and the public in general the fact of such cessation.
Application of other laws.